Scams centred on exploiting COVID-19 have become prevalent in recent months. Everything from government grants and furlough payments, to mortgage holidays and demands for payment of fines, are being targeted by scammers utilising ever more sophisticated methods.
Many scammers are using “phishing” and “smishing” (the term for phishing by SMS/text message) techniques to obtain sensitive information such as usernames, passwords and credit card details. They do this by disguising themselves as a trustworthy organisation in an email or text message, then by offering refunds or demanding payments, then direct the recipients to enter personal information on a fake website which matches the look and feel of the legitimate site.
The Scottish Government’s latest cyber resilience bulletin has details on a number of specific scam to watch out for, along with advice on steps you can take and sources of guidance and help.